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Former Chino Hills High School teacher Justin Wallin is facing criminal charges for having a sexual relationship with a 16-year-old girl.

Justin Wallin who was arrested in July of 2010 is free on a $100,000 bail. His next court date is scheduled for January 7th 2011 to face criminal charges.

FREE Initial Consultation for Chino Hills residents

If you are facing criminal charges and wish to speak with a Chino Hills criminal defense attorney contact the Law Offices of Marc Grossman for a FREE intial consultation.

Many individuals have become consumed by debt. With salaries stagnant, rising inflation, high unemployment and an ever-increasing global recession, it seems that people have fewer and fewer options to paying off their debt. Some only exacerbate their debt problem by making the same mistakes over and over again. They continue to live well beyond their means and extend their use of credit by taking on loans they can’t possibly pay and making purchases they can’t possibly afford. However, for those who’ve decided to tackle their debt and want to move forward on paying it down, what’s their best option? Well, the most common and widely recognized option is debt consolidation. Debt consolidation allows individuals with debt to amalgamate or consolidate all their debt into one monthly payment. Debt consolidation is typically geared towards individuals with debt arising from credit card expenditures, student loans and other miscellaneous credit extensions. It is not intended as a way to pay down mortgages or other real estate investments. Read more…

  Consumer bankruptcy filings are heading to record levels since the bankruptcy laws were changed five years ago.   According to recent nationwide data, about 1.3 million bankruptcy cases have been filed in the fist ten months of this year.    Last year, there were 1.2 million bankruptcy filings in the same period.   At this rate, we will likely see about 1.6 million filings by the end of the year.    The year with the highest number of filings was 2005 when consumers rushed to file their bankruptcy petitions before the new bankruptcy laws went into effect.  In that year there were about 2.0 million filings.   The recession and difficult financial times are the main contributors to the large number of filings.    The trend is also continuing that a larger percentage of consumers ar filing for Chapter 7 bankruptcy relief, rather than Chapter 13.  Currently, about 30% of nationwide filings are Chapter 7.  See my post:  More Chapter 7 Cases Being Filed Nationally — New Trend. 

When Do I Meet With a US Trustee for Bankruptcy? Most people meet with the trustee after they file the initial paperwork for Chapter 7, Chapter 11, or Chapter 13. Other types of bankruptcy are reserved for different types of organizations. The trustee will be the person who meets with the judge to discuss the debtor’s situation. The trustee will ask the debtor questions to determine his case.

What Do I Contact One? Generally, a person only contacts the trustee when he first files for bankruptcy and before his case goes to trial. The US trustee will let a person filing for bankruptcy know what he needs to do and if he fails to turn over documents to a trustee, he may have to go before a judge. Most people will never see a judge in their case. A judge will only order a debtor to come before him if he suspects that the debtor might be guilty of fraud.

Please do not hesitate to contact us at one of our California offices by calling 1800.941.6730 for your debt resolution needs. Y

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Nowadays, one of the world biggest concerns is strongly related with the incapability of obtaining mortgages and any other types of loans, as an influential and catastrophic consequence of a negative credit report and a low number of credit scores. Many people understand that if they will have a better credit score more financial options will be open for them. Due to the large request of credit repair help, the credit repair companies have overwhelmed and exploded all over the world.

In most of the cases, the credit repair help companies are promising to clean up any type of bad credit, erasing any negative type of report, such as: bankruptcy, judgments and also negative loans. Be careful when you see such claims from companies since they have no control of what negative items will be deleted, with that said, make sure to engage yourself with a reputable credit repair company that will help you to significantly improve your credit scores.

Basically, the service provided by a credit repair help company is to dispute on negative items in your credit report in the case that it is containing inaccurate or suspecious records of any type. Read more…

  Some Recommendations for the “Strategic Planning Program” of the Bankruptcy Court for the Eastern District of New York   I write this while attending the National Association of Consumer Bankruptcy Attorneys Annual Workshop in Puerto Rico.  I flew down here with my associate, Jason Leibowitz, and my good friend, Kerie Stone, who is the Chairperson of the Bankruptcy Committee of the Suffolk County Bar Association.   In between attending workshop sessions, Kerie and I chatted about her participation in a Strategic Planning Program which is designed to improve the efficiency of our bankruptcy courts in Central Islip and Brooklyn.   She said that upon her return to New York, she will be attending meetings with a committee of our bankruptcy judges, an efficiency expert being flown in from Washington, some of the court clerks, and some of the trustees — all in an effort to make our court run better.   Since I a Read more…

What are Bankruptcy Law Statutes? Navigating through the Bankruptcy codes can be quite a task. Understanding the Bankruptcy Law Statutes may be best left to the Bankruptcy attorney. However, knowing some information before calling an attorney can be helpful. There are a lot of statues but the most common for individuals is Chapter 7 and Chapter 13. Businesses have Chapter 11 to utilize.

Businesses have Chapter 11 Bankruptcy. Under the Chapter 11 statutes, a business can re-organize during this period of time. The Bankruptcy court can reduce the amount of unsecured debt the business owes. The company must provide the court a re-organization plan on how they will repay the debts the court is allowing. The business is allowed to continue to operate during this period of time. Individual have the same type of restructuring of debt but it is called Chapter 13.

The most serious of the Bankruptcy Law Statutes is Chapter 7 Bankruptcy. Chapter 7 can be used by businesses or individuals to complete wipe out any unsecured debt. This is a major step for anyone and should not be taken likely.

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Hard economic times (like the ones we’re in) tend to remind us of how important understanding financial matters can be. After all, everyday transactions and financial decisions are what pave the way to larger financial events like being able to purchase a home or requiring the debt help offered by bankruptcy.

But, according to a recent report from Credit.com, fewer than half of the nation’s high school students were able to earn passing grades on a test of the basic tenets of financial literacy. And, according to another Credit.com story, many American parents are similarly befuddled by money matters.

What Your Kids Need to Know about Money

According to Credit.com, financial literacy lessons are best given and demonstrated in the home. Here are some finance basics to consider:

• Debt starts early: Sources note that the average college student leaves school with about $4,000 in credit card debt and $20,000 in student loans – that’s a pretty big hole to be in, especially in this economy, when jobs are difficult to find. Further

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