Debt Conolidation Lawyer Helps When Unemployment and Disability Deal a Double Whammy
Posted on August 30th, 2010
As a longtime bankruptcy attorney and debt consolidation lawyer in Indiana, I’m keenly aware of the tie-in between bankruptcy and jobs. Every one of the Anderson, Indianapolis, Bloomington, and Columbus bankruptcy lawyers who work in the Mark Zuckerberg bankruptcy law offices is seeing people who need help because they lost jobs. Income from jobs – or lack of it – is high on the list of discussion topics when we’re talking to clients about filing bankruptcy in Indiana, that’s for sure.
Last week, though, a statistic was released by the Equal Employment Opportunities Commission that showed me that, for some people, losing a job can be even more tragic than for others. According to USA Today, “More people with disabilities filed charges of discrimination against their employers last year than at any time in the 20-year history of the Americans With Disabilities Act.”
Nicholas LaRocca of the National Multiple Sclerosis Society thinks people with disabilities may be seen as less productive, and, in a recession, are more likely to be let go. That
How To Choose The Right Bankruptcy Lawyer
Posted on August 29th, 2010
When facing the decision whether or not to file for bankruptcy you want to make sure you have an experienced attorney who will handle your case the way you want. The following is a list of key issues you need to address and ask about when you are searching for abankruptcy attorney:
Have you asked around?
The number one rule in choosing a lawyer is to ask others who have filed bankruptcy how their attorney treated them. Some attorneys run a “mill” practice that focus on getting as many people in and out of their office doors as possible. These attorneys charge typically charge lower fees but also give the least amount of service. By asking friends and family, you can avoid falling into a “mill”. Find an experienced attorney who will take the time to sit down and answer your questions. Remember, no matter how much an attorney may be well-regarded, unless he or she is experienced in BANKRUPTCY law issues you don’t need them.
Does the attorney have the right experience?
Any attorney you consider using for your bankruptcy must have BANKRUPTCY experience. You don’t want t
Debt after Death: What Happens when a Debtor Dies
Posted on August 26th, 2010
What happens to your debt after you die is not a topic that’s likely to come up on its own at the dinner table, but it’s a good idea to talk about this matter anyway. It’s important for you and your loved ones to know when you’re responsible for each other’s debts post-mortem—and when you’re not.
A recent post from WalletPop.com offers an outline of what to expect after the death of a family member who owed money. Here’s a summary.
- Can debt be inherited? In most cases, debt does not automatically pass from one family member to the next, according to sources. That means that
In Bankruptcy or Business, Failure May Be The Secret To Success
Posted on August 25th, 2010
Back almost three years ago, one of the good bankruptcy attorneys in the Indiana Zuckerberg bankruptcy law office made a remark that I quoted in Bankruptcy in Indiana. That remark is truer today than ever: “No one can work in this field of bankruptcy law,” she said, “without thinking every day, ‘There, but for the grace of God, go I.’”
In fact, as a debt consolidation lawyer offering bankruptcy services in Indiana for more than twenty years, one of my missions is to help Indiana bankruptcy clients focus on the future rather than on their own past failures. Two of the top 15 myths about bankruptcy in Indiana have to do with failure:
- Filing bankruptcy means you’re a bad person
- Only deadbeats file bankruptcy
You can imagine, then, how fascinated I was, as a longtime bankruptcy lawyer in Indiana, by the notion that failure may actually be an important, even an indispensable, ingredient in success!
That’s exactly the concept presented by local author Robby Slaughter in his new book Failure: the Secret to Success. We Read more…